Wednesday, January 29, 2020

Public Transport Essay Example for Free

Public Transport Essay Public transport can be define as a system of vehicles such as buses and trains, which operate at regular times on fixed routes and are used by the public. In Malaysia, the number of vehicle on the road has been increase in every year. It shows that the public now is affordable to have at least a motorcycle as their daily transport rather than use the public transport. The public should not use the public transport because the risk of being the criminal victim will increase the people need to wait a long time for the public transport and the public cannot have comfort in their journey to their destination. Firstly, the disadvantages of using public transport are the risk of being the criminal victim is high .Many criminal case is being reported is causes when the public using this kind of transport. Raped and snatch crime is the most common cases that causes by the public transport. As example, when a woman used the public transport such as bus lonely, she will sit beside someone that she does not know the background, behavior or its intention to her. It is also dangerous when a person in a crowded train, many people around her will take advantage to snatch her wallet unconsciously. In addition, when using the public transport, people cannot have a comfortable journey to their destination. Some of the public transport such as bus is usually dirty and smelly. It will make the passenger uncomfortable due to that condition instead they using their own car .Beside that, when there is too much passenger in a train or bus , it is impossible to have a seat although they pay same fare as well as other people. Some special people such as disabled person and old folks may be treated bad when they are in the public transport. Moreover, the disadvantages of using public transport are the people need to wait for a long time to have a bus or train. People will waste their time during they waiting for the public transport instead they used their own transport to go whenever they desired anytime. As example, when a person is having an emergency such as death in the family while he using a public transport, it will be take a long time for him to reach his destination on the time. However, there is an advantage when using the public transport in which it will prevent the environment from pollution such as air or land. Furthermore, when using the public transport, the traffic jam in a city also can be reduce at the same time because the causes of the traffic jam is when there is too much vehicle entering the city. When there is too much vehicle, the percentage or risk of an accident to occur is also high. As the conclusion, the usage of public transport is more contribute to the disadvantages to us. People should emphasize and realize that when they using the public transport ,risk of being the criminal victim will increased , the people need to wait a long time for the public transport and the public cannot have comfort in their journey to their destination.

Tuesday, January 21, 2020

Fraud :: essays research papers

Fraud   Ã‚  Ã‚  Ã‚  Ã‚  What is a Fraud? A fraud is when one party deceives or takes unfair advantage of another. A fraud includes any act, omission, or concealment, involving a breach of legal or equitable duty or trust, which results in disadvantage or injury to another. In a court of law it is necessary to prove that a false representation was made as a statement of fact, that was made with the intent to deceive and to induce the other party to act upon it. It must be proven that the person who has been defrauded suffered a injury or damage from the act.   Ã‚  Ã‚  Ã‚  Ã‚  Who commits a fraud and why? It is generally accepted that 20 percent of employees are honest. Another 20 percent are dishonest and don't mind doing wrong. That means the remaining 60 percent are potentially dishonest, that's a total of 80 percent of employees which may be dishonest. To understand fraud you first have to determine the contributing factors to why people commit fraud. Some people commit fraud for the sport and thrill of it. There are other recognizable reasons why honest people may commit a breach of trust. Need is the most common reason. A desperate financial need is usually the cause of most frauds. Still some people commit fraud to pay for an elevated life style which other wise they could not afford. Needs arise from a number of locations these include: Drug or alcohol addiction, Marriage break-ups and/of extravagant love affairs, Gambling Debts, Business losses, Unexpected family crises, Mounting debts, and the desire to live a lifestyle far beyond ones means.   Ã‚  Ã‚  Ã‚  Ã‚   Fraud is costing society several hundred billion a year. Organizations loose close to 6 percent of annual revenue to fraud and abuse of social systems. Fraud costs Canadian organizations $100 billion annually. On the average, organizations loose $9 dollars a day per employee to fraud. On an average of fraudulent cases males received $185,000 and females received $48,000. A study done by the insurance industry indicates the groups most likely to commit fraud. The most typical person who may commit fraud is a college/university educated white male. Men were responsible for almost four times the fraud as were females. Losses caused by people with post-graduate degrees were five times greater than those caused by high school graduates. Fifty eight percent of fraud is committed by employees, which averages $60,000 per case. Twelve percent of fraud is cause by owners, which on the average costs the insurance companies $1 million per case. Fraud increases the cost of Canadians everyday living. It affects bank rates, insurance rates, credit card rates, and product costs.

Monday, January 13, 2020

Blue Nile Essay

Question 1. What are some key factors in diamond retailing? How do Blue Nile, Zales, and Tiffany compare on those dimensions? All the companies involved in the diamond market want to have a big share of that market. And, the bigger the share, the company makes bigger revenue. It is very interesting that all three companies (even though they are in the same ‘business’) have different approaches in ‘taking market share’. An important fact is that the companies have a different clientele. The market population is different. The first 2 paragraphs of the case study state a common concern in any industry: do you reduce prices in order to compete with the competition? [research is needed to see and predict the implications of discounts] 2008 is a good year to analyze the situation from all aspects (and to see how our three companies handled the ‘meltdown’). â€Å"As customers tightened their belts and cut back on discretionary spending, high-cost purchases such as diamond jewelry were often the first to be postponed.† Responses are needed. Adjustments are needed. We can segregate the industry in two parts: wholesale and retail sales. Moreover, the price, selection and customization of services are other dimensions that differentiate the companies. Blue Nile – internet base Zales – mall based kiosks (teenagers); working-class mall shoppers; fancier locations (upscale market) Tiffany – high-end products Blue Nile has an advantage due to lower ‘location’ costs. These funds (that would be placed for renting space) can be allocated to additional inventory. This would in turn signify that the company would have a higher selection. Also, having lower markup percentages lowers the price of the diamonds. Moreover, when purchasing from Blue Nile (besides having a low-pressure selling approach), you are also not buying a name/brand (in comparison with buying from Tiffany). It must also be noted that Tiffany started its business in 1837; Zales in 1924; and, Blue Nile in 1999. This history (and all the aspects that the latter comes with) provides different advantages (competitive, brand, customers, types of customers†¦.) [A greater description of the manner in which the three companies are different and differentiate each other is provided in the answers to the following questions] Question 2. What do you think of the fact that Blue Nile carries over 30,000 stones priced at $2,500 or higher while almost 60 % of the products sold from the Tiffany Web site are priced at around $200? Which of the two product categories is better suited to the strengths of the online channel? It must be taken in consideration that Blue Nile is an internet based business. It has not choice but to provide its high priced items on the internet. In comparison, Tiffany also provides a shopping (in store) experience (something that Blue Nile does not have). In order to increase its market share, Tiffany provides lower priced items on the internet. It is true that the client does not have the in-shop experience, but he/she is buying a Tiffany item. [More information is needed, but it is my assumption that Tiffany is focusing a lot on the in-store experience] Which of the two product categories is better suited to the strengths of the online channel? It depends. Blue Nile is only on online. Hence, it has no choice but to increase all the aspects/strengths of online purchasing. The Tiffany’s online ‘department’ is only a small aspect of the company’s business. Even if a customer does not want to have (to purchase) the in-store Tiffany experience, he/she still has the possibility of having a Tiffany item. [These type of customers are not the ‘regular’ ones. Personally, if I do not have the money – purchase as well as travel – and I would like to buy my lady ‘something special’, I would do an internet Tiffany purchase. My lady would be happy (impressed and grateful)†¦Ã¢â‚¬ ¦..because it is Tiffany.] Question 3. Given that Tiffany stores have thrived with their focus on selling high-end jewelry, what do you think of the failure of Zales with its upscale strategy in 2006? New market, new challenges. One important aspect (from the perspective of the customer) is the brand association. Zales already had a name made for itself: working-class clientele and teenagers (â€Å"lower-end reputation†). Once the brand is made, it is very hard to change the perception of it. A lot of energy, time and money need to be allocated in order to change the nature of the brand. Tiffany already had a brand that was associated with high-end jewelry. Tiffany did not need to change its brand (or the perception of it). In order to ‘fix’ the problem, the transition to promotional retailer (discounting inventory), Zales lost a considerable amount. Even though in the long run the fix was beneficial, it was an answer to a problem that the company should not have. Another problem that Zales had was that deliveries were not on time. Question 4. What do you think of Tiffany’s decision to open smaller retail outlets, focusing on high-end products, to reach smaller affluent area in the United States? I believe that this move was beneficial for Tiffany. Having a strong brand, a world known brand, people know what to expect from the company. If a potential client wanted to have the Tiffany experience, the former was able to have it. It is true that the selection was not the same as in the company’s flag store. However, having also the catalog, the smaller retail outlets could very easily have access to the entire inventory. What the clients wants, this is what he/she will have. Also, as stated before, the Tiffany experience is essential to Tiffany’s business. Therefore, having more stores (even though the inventory is not ‘full’) (potential) clients may be drawn to come in and make a purchase. Question 5. Which of the three companies do you think was best structured to deal with the downturn in 2009? Tiffany. The market sector was appropriate for it (high-end). As the case study states: â€Å"As customers tightened their belts and cut back on discretionary spending, high-cost purchases such as diamond jewelry were often the first to be postponed.† However, this is applicable to lower-income customers. The lower the income, the higher the chance that a client would not spend on jewelry. Even though the 2009 downturn affected everyone, the priorities of lower income customers shifted drastically. The higher income customers, (I am making the assumption), were not affected as much. Therefore, instead of buying a 10,000$ ring/bracelet/etc, they could afford a 5,000$ purchase. Moreover, Tiffany had also its own manufacturing facilities. If the rough diamonds (after process) did not meet the desired standards, they were sold to third parties, ensuring additional revenue for the company. Question 6. What advice would you give to each of the three companies regarding their strategy and structure? All three companies were affected by the economic crisis. This is normal. They have to wait for the economic come-back. As stated in the answer of the first question, the three companies have different clientele, different products and different customer experience. Blue Nile I was very impressed by how Blue Nile handled the 1.5 million purchase. Having an internet base company, it reduces certain costs. The 30 days money back guarantee is essential in order to gain (and attract) customers. The lower marked-ups also contribute to lower prices for the clients (thus, attracting even more). Blue Nile brand is already established. It should not have any strategy that could influence negatively the name that it made for itself. Zales Due to its type of customers (lower and middle class), and to the economic problems, Zales has the most to ‘loose’. Moreover, its transit strategy was not appropriate (the reasons were explained earlier). There was a commercial that stated â€Å"Don’t change horses in mid-stream.† Even though adaptability to the environment is crucial in today’s economic system, not knowing how to adapt, and change just for the sake of change, can be (and in Zales’ case was) very destructive. The Zales’ brand was already established. Changing the products without hard work to change the brand, the company will loose ‘face’; clients are disoriented. Tiffany The company is well established. The band is strong. People associate with the brand. They take pride saying that they purchase from Tiffany’s or have goods from Tiffany’s (this is one of the most important aspects). The (majority of the) clientele is more well-off (in comparison with that of the other companies). When buying from Tiffany, a customer does not only buy a good; he/she also buys the experience and the brand. Tiffany should also include higher-end items on their website. However, extensive research on this must be done. The company does not want to ‘dilute’ its brand by providing internet orders. If the brand is not touched by this strategy, then Tiffany should go through with it (by incremental increase of item provided on the internet). All three companies should have a catalog, an internet site (that can receive orders), provide from time to time discounts. Yet, for any strategy (whatever it may be), the specific company should do extensive research in order to calculate the different impacts that a (potential) strategy might have on the company.

Sunday, January 5, 2020

Foundations of Political Thought Essays - 1664 Words

Aristotle and Socrates and Plato’s beliefs have similarities mainly evident in their denouncement of democracy for the state. The views of Socrates expressed and written by his pupil Plato are vastly philosophical in nature and he promotes the idea of questioning life to achieve insight. The philosophers who possess the absolute truth are the best equipped to rule society according to Plato and his Allegory of the Cave. Conversely, Aristotle takes a more political science approach of discussing and analyzing various constitutions to determine the best form of government, where the rational beings in a society are the natural rulers. Aristotle promotes the idea of rule based on law rather than simple superiority. The differences in†¦show more content†¦(Politics, 83) Through this view, Aristotle expresses his distrust of a total democracy that is parallel to the ideas of his mentors. Plato attacks democracy and describes the disbursement of political freedom to the masses as an intoxication of wine, claiming that a democratic city â€Å"gets drunk on too much unmixed freedom† (The Republic, 220). Plato details the filtration of this â€Å"drunkenness† from society disobeying rulers trickling down to the son disrespecting the father and eventually â€Å"equal rights in relations between the sexes† (The Republic, 221). Plato and Aristotle share this skepticism of democracy. The limitation of freedom, liberty, and equality not only with regards to mistrust of democracy but also in terms of denial of citizenship and justification of slavery are commonalities in the teachings of Socrates, Plato, and Aristotle. Plato accepts slavery throughout The Republic, because he often deems whole groups of people unworthy of freedom. Aristotle’s justifies slavery through the characteristic of rationality; he claims that there is a condition of â€Å"natural slavery† where when one being is rational and the other is not, there is a natural master-slave relationship (Politics, 2). â€Å"For if something is capable of rational foresight, it is a natural ruler and master, whereas whatever can use its body to labor is ruled and is a natural slave†Show MoreRelatedThe Unification Of China And Han Dynasty873 Words   |  4 Pagesand Han. There were formed schools of thought called Confucians, Daoists, and Legalists. These school of thoughts worked to bring political and social stability to China during the rule of the late Zhou dynasty which were chaotic years. Legalist principles and imposed centralized imperial rule were adopted by rulers of the Qin and Han dynasties. Political stability was the foundation of economic prosperity for the Han dynasty. 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